Carolyn Maloney

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H.R. 1369

I was wondering how long it would take them to trot this sickly pony out. Sponsored by Carolyn Maloney, HR 1369 would mandate a $10,000 fine for firearms owners who fail to maintain liability insurance.

It shall be unlawful for a person who owns a firearm purchased on or after the effective date of this subsection not to be covered by a qualified liability insurance policy.

There are two rationales behind this. The first is that firearms liability policies will be expensive, and in many places, impossible to get. This will have a chilling effect on gun ownership.

The second is to set gun owners up for strict liability if their guns are used in a crime, even if the gun was stolen or otherwise out of their control prior to its misuse.

I don’t see much likelihood of passage, but it’s still a good idea to voice your opposition to your elected officials.